🌬️Wind Mitigation Credits: 9 Things Inspectors Look for on the OIR Form—and How to Document It to Lower Premiums
Wind mitigation credits can reduce the windstorm portion of your homeowners insurance premium—but only if your home’s features are verified and documented the way insurers expect. In Florida, that verification is done on the state’s Uniform Mitigation Verification Inspection Form (OIR-B1-1802). Here’s the truth: most “lost discounts” don’t happen because the house doesn’t qualify. They […]






