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🌬️Wind Mitigation Credits: 9 Things Inspectors Look for on the OIR Form—and How to Document It to Lower Premiums

Wind mitigation credits can reduce the windstorm portion of your homeowners insurance premium—but only if your home’s features are verified and documented the way insurers expect. In Florida, that verification is done on the state’s Uniform Mitigation Verification Inspection Form (OIR-B1-1802). Here’s the truth: most “lost discounts” don’t happen because the house doesn’t qualify. They […]

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Roof Replacement With Solar Panels: The Checklist That Prevents Leaks, Warranty Fights & Surprise Costs

A roof replacement with solar panels isn’t a normal reroof. It’s a coordination project between two systems (roof + solar), and the most expensive problems happen when nobody clearly owns responsibility for penetrations, flashing, and the remove-and-reinstall phase. If you do this the right way, it’s smooth: new roof, solar back on, warranties protected, and

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Florida 15-year roof insurance rule explained with professional roof inspection

The Real “15-Year Roof” Insurance Rule in Florida: How Inspections Can Save Your Policy (and When Replacement Is Truly Needed)

The Truth About the 15-Year Roof Insurance Rule Florida Homeowners Hear The 15-year roof insurance rule Florida homeowners hear about is often misunderstood and leads to unnecessary roof replacements. That’s not entirely true. In reality, Florida insurance carriers focus on roof condition, installation quality, and documented inspections — not age alone. A properly maintained roof

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Roof Repair Florida: 7 Reasons Timely Repairs Save Your Home

Roof repair Florida homeowners ignore often starts with a small ceiling stain — but that stain is never harmless. Roof repair Florida homeowners ignore often starts with a small ceiling stain — but that stain is never harmless. In Florida’s humid climate, even a minor roof leak can quickly turn into mold growth, wood rot,

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attic-ventilation-in-florida

Is Your Roof Killing Your AC Bill? The Critical Role of Attic Ventilation in Florida

Is Your Roof Killing Your AC Bill? The Critical Role of Attic Ventilation in Florida January 12, 2026 admin Living in Florida means running the air conditioner almost year-round. But if your AC unit is working overtime and your energy bills keep climbing, the problem might not be your thermostat—it might be your roof. At

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Resolving Roofing Code Violations in Investment Properties: Expert Permit Solutions

Resolving Roofing Code Violations in Investment Properties: Expert Permit Solutions January 5, 2026 admin Real estate investors and homebuyers often discover an unwelcome surprise after closing—unpermitted roof repairs or replacements that threaten property value and future transactions. Whether you’re flipping homes, managing rental portfolios, or purchasing fixer-uppers, understanding how to resolve these roofing code violations quickly

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Professional Roof Restoration After Solar Panel Removal and Relocation

Professional Roof Restoration After Solar Panel Removal and Relocation December 10, 2025 admin Solar panel relocation systems are evolving. Many Florida homeowners and businesses are transitioning from roof-mounted systems to ground-based structures to preserve their roofs and improve accessibility. | However, when panels are removed from rooftops, they leave behind more than just empty space.

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10 Costly Roofing Mistakes Florida Homeowners Make

10 Costly Roofing Mistakes Florida Homeowners Make November 11, 2025 admin Your roof is your home’s first line of defense against Florida’s intense sun, humidity, and tropical storms. After more than 20 years at Roof Roof, we’ve seen how small mistakes can cost Florida homeowners thousands of dollars in preventable damage. Here are the 10

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Understanding Roof Warranties and Insurance Claims in Florida: What Every Homeowner Needs to Know

Understanding Roof Warranties and Insurance Claims in Florida: What Every Homeowner Needs to Know October 9, 2025 admin When you invest in a new roof or major repairs, understanding warranties and insurance coverage can save you thousands of dollars and significant headaches down the road. Yet many Florida homeowners don’t fully understand what’s covered, what’s

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Heat-Resistant Roof in Florida

Best Heat-Resistant Roof in Florida: Save on Energy Bills

Best Heat-Resistant Roof in Florida: Save on Energy Bills March 18, 2025 admin Florida homeowners deal with some of the highest cooling costs in the country due to year-round heat and humidity. At Roof Roof, we’ve helped countless customers reduce their energy bills by upgrading to heat-resistant roofing designed specifically for Florida’s climate. Table of

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